Market Intelligence & Financial Insights from Simmons Capital

Why Business Loans Are a Smarter Choice Than Using 401K Funds
Small business owners often weigh their funding options when launching or expanding a business. While using 401K funds might seem like an easy solution, opting

Hospitality & Café Business Loans: Fueling Growth and Expansion
The hospitality industry, including restaurants, cafés, and catering services, thrives on excellent customer experiences, quality service, and efficient operations. However, running a successful hospitality business

Investing in Technology: Smart Financing for Digital Transformation
In today’s fast-paced business environment, digital transformation is no longer optional—it’s a necessity. Small and mid-sized businesses (SMBs) that embrace technology gain a competitive edge,

Solutions for Businesses That Struggle with Traditional Lenders
For many businesses, securing financing is a critical step in fueling growth, managing cash flow, and handling unexpected expenses. However, traditional lenders—such as banks and

The Future of Small Business Financing: Trends to Watch in 2025
As we move further into the 2020s, small businesses face both opportunities and challenges when it comes to financing. With the rapid pace of technological

Debt Restructuring: When and How to Do It
Debt is often a necessary part of running a business. Whether it’s used to fuel growth, purchase inventory, or manage day-to-day operations, borrowing can help