At Simmons Capital, we believe small and mid-sized businesses deserve simple, fast, and flexible access to capital—without jumping through the hoops of traditional banks. Whether you need funds for growth, cash flow, equipment, or payroll, our alternative lending solutions are designed to keep your business moving forward.
Fast Working Capital Loans
- Requirements: 6+ months in business and at least $10K/month in revenue
- Funding Speed: Approvals in under 24 hours, funding as fast as same day
- Loan Amounts: $10,000 – $500,000
- Use Cases: Inventory, expansion, marketing, emergencies
Revenue-Based Financing
- Repayment Based On: Your business revenue, not your credit score
- Flexible Terms: Daily or weekly payments that match your cash flow
- Ideal For: Retailers, restaurants, e-commerce, and seasonal businesses
Equipment & Expansion Loans
- Larger Amounts: Up to $1 million in unsecured or secured funding
- Great For: Equipment purchases, hiring staff, facility upgrades, new locations
- Terms: 12 to 36 months with fixed payback options
Business Line of Credit
- Revolving Access: Draw funds when needed, repay and reuse
- Perfect For: Managing payroll, vendor payments, or short-term gaps
- No Prepayment Penalties
SBA Bridge Loans
- Faster Alternative: Get approved funding while you wait on your SBA loan
- Helps You: Act on opportunities without delay
- Terms: 6–18 months
Simple Application. Real Results.
- Apply Online – Takes 2 minutes
- Get Pre-Approved – No hard credit check required
- Receive Funds – Often in 24–48 hours
Trusted by Business Owners
Whether you’re a franchisee, contractor, online seller, or service provider, Simmons Capital is here to help you unlock funding tailored to your goals—not the bank’s.
“We had 3 trucks down and payroll due. Simmons got us $80K in two days. No red tape, just results.”
— Derrick J., Construction Business Owner
Ready to See Your Options?
Visit simmonscap.com to get your free, no-obligation funding quote. Your business deserves more than a bank’s ‘maybe.’
