1. Introduction
Simmons Capital (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you access our website, simmonscap.com or use our services. By using our Website, you agree to the terms of this Privacy Policy.
2. Information We Collect
We collect information that helps us provide and improve our services. This includes:
a. Personal Information
We may collect personally identifiable information (“PII”) when you:
- Complete an application or inquiry form.
- Communicate with us by phone, email, or other channels.
- Use our services or request information.
Examples of PII include:
- Full name, mailing address, and email address.
- Phone number and other contact details.
- Financial and business information necessary to assess funding eligibility.
b. Non-Personal Information
We may also collect non-identifiable information such as:
- IP address, browser type, and device information.
- Usage patterns, page visits, and site interaction data.
- Cookies and similar tracking technologies.
3. How We Use Your Information
Simmons Capital uses the collected information to:
- Process applications and assess funding eligibility.
- Improve website functionality and user experience.
- Respond to inquiries and provide customer support.
- Send relevant offers, updates, and promotional communications.
- Ensure compliance with applicable laws and regulations.
4. Sharing and Disclosure of Information
We do not sell or rent your information. However, we may share your information under the following circumstances:
- Service Providers: With third-party vendors who assist in providing our services.
- Legal Compliance: To comply with legal obligations, subpoenas, or protect our legal rights.
- Business Transfers: In the event of a merger, acquisition, or sale of assets.
5. Cookies and Tracking Technologies
Our Website uses cookies and similar technologies to enhance user experience, track website activity, and improve services. You may disable cookies through your browser settings, though this may affect the functionality of the Website.
6. Your Choices and Rights
You have the following rights regarding your personal information:
- Access and Correction: You may request to access or update the personal information we hold.
- Opt-Out: You can opt out of marketing communications by following unsubscribe instructions or contacting us directly.
- Data Deletion: Subject to applicable laws, you may request the deletion of your data.
7. Data Security
We take reasonable precautions to safeguard your information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
8. Third-Party Links and External Sites
Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies before sharing personal information.
9. Children’s Privacy
Simmons Capital does not knowingly collect or solicit information from children under 13. If we become aware that we have collected information from a child under 13, we will take appropriate steps to delete it.
10. Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes will be posted on this page, and continued use of our Website after such changes constitutes acceptance of the updated policy.
