Fuel Your Business Growth with Simmons Capital
Supporting Over 10,000 Small Businesses Across 50 States with Rapid, Flexible Financial Solutions Tailored to Your Needs
Fill out the form to apply and explore how Simmons Capital can assist you in reaching your business’s financial goals.

Get Personalized and Easy Small
Business Loans
Funding when you need it the most
Fill the form, Get Approved, Get Funded

10k+
Trusted by people
50+
Serving business in states
26,000
Businesses helped
95%
Client Retention Rate
Funding Solutions Tailored for Your Business
At Simmons Capital, we go beyond credit scores—we see your business potential.
Get the right funding, fast and hassle-free.
Term Business Loan
Fast, flexible funding when you need it. We assess your business potential, not just your credit score. Get funded in as little as 4 hours, with zero hidden fees.
Working Capital Loans
Quick, simple, and credit-score friendly. If your business has a steady monthly revenue of $15,000+, our working capital loans offer a fee-free way to maintain cash flow.
Business Line of Credit
Access funds whenever your business needs them. Our flexible line of credit helps you manage unexpected expenses and seize new opportunities with ease.
Equipment Financing
Get the essential tools your business needs without the upfront financial strain. Spread the cost over time and keep your operations running smoothly.
Merchant Cash Advance
Need cash fast? Our merchant cash advance provides a quick and simple way to access funds, so you can keep your business moving forward.
SBA Loans for Small Business Success
Designed for growth, recovery, and long-term success, our SBA loans offer lower interest rates and extended repayment terms. Perfect for small businesses looking to scale or stabilize.
Easy Application Process for
Small Business Funding

Application
Simple applications. Soft pulls only. Eligibility is always primarily determined on business revenue and volume.

Approval
Approvals are typically provided within 1 business day of all submitted documents (usually bank statements and the 5 minute app).

Deposit
We fund within hours of providing an Approval. No dragged out processes from approval to deposit.
Approval Made Easy Submit in Minutes, Get Results Fast!
Testimonial
Stories of success from our client
I am writing to express my utmost satisfaction with the exceptional service provided by Sal and his team. Their expertise and dedication were instrumental in helping us secure the funding we required. We are extremely pleased with the outcome and look forward to a long and fruitful relationship.

Matt from Simmons Caputal literally saved my business. When other didn;t belive in my business potential, Matt has always been on my side. He's been like a brother to me, more than a supplier. He is very kind, professional and he understands entrepreneurs like me. 11/10

Even though I did not secure capital with Sam at Simmons - he was extremely honest and open throughout the process. In an industry where everyone wants to take advantage of you there are always the good guys!

Eric Stone was fantastic! Very smooth and convenient process. The staff were knowledgeable and seemed to value our time.

Monica was never pushy and very professional before, throughout and after the process was completed. Given this industry, it was actually quite surprising and refreshing.

Have Questions? We’re Here to Help!
Got any questions or need more information before applying? Feel free to reach out!
FAQs
Yes, term loans can be used for various business needs, including expansion, equipment purchase, and more.
The advance amount is based on your monthly credit card sales volume.
No, repayment is flexible and tied to your sales performance.
Loan amounts can vary, typically up to $5 million.
Yes, we offer financing for both new and used equipment.
Yes, our loans can cover initial setup and operational costs.
Yes, our loans can be used for both opening and refurbishing restaurants.
Yes, our bridge loans are designed to address short-term funding needs.
Have Questions? We’re Here to Help!
Got any questions or need more information before applying? Feel free to reach out!